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US29357K1034
State: 17.08.2025 | 3AM
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FIGI: BBG0022PSJ14
ENVA

Enova International Inc
GICS: 40202010 · Sector: Financial Services · Sub-Sector: Credit Services
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Enova International Inc
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US29357K1034
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ENVA
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ENVA US
Thu, 24.07.2025       Enova International

Originations rose 28% and total company revenue increased 22% from the second quarter of 2024Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compared to the second quarter of 2024Consolidated credit performance remained strong with a net charge-off ratio of 8.1% and net revenue margin of 58%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.1% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at June 30thShare repurchases during the quarter totaled $54 million
Thu, 24.07.2025       Enova International

David Fisher, Chairman of the Board and CEO, to become Executive Chairman, effective January 1, 2026Steve Cunningham, CFO, to become CEO, effective January 1, 2026Scott Cornelis, Treasurer and VP of Finance, to become CFO, effective January 1, 2026

CHICAGO, July 24, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced planned key senior leadership changes, which reflect the Company's long-term leadership transition planning. David Fisher, Enova's Chairman of the Board and Chief Executive Officer, will transition to the role of Executive Chairman of the Board of Directors, effective January 1, 2026, and will continue to lead the Board of Directors on company strategy while supporting stability and continuity during the leadership transitions. Fisher intends to serve as Executive Chairman for at least two years. Steve Cunningham, Enova's current Chief Financial Officer, will succeed Fisher as CEO, effective January 1, 2026. In addition, Cunningham has joined the Board of Directors, effective immediately. Scott Cornelis, current Treasurer and Vice President of Finance for Enova, will succeed Steve Cunningham as CFO, effective January 1, 2026.

Thu, 10.07.2025       Enova International

CHICAGO, July 10, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2025 financial results will be released after the market close on Thursday, July 24, 2025.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

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Tue, 20.05.2025       Enova International

Survey Finds Over Half of Small Businesses Took Preemptive Action Ahead of Tariff Changes

CHICAGO, May 20, 2025 /PRNewswire/ -- Small businesses remain generally positive about growth potential, though optimism has fallen slightly in the face of economic uncertainty, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Tue, 29.04.2025       Enova International

Originations rose 26% and total company revenue increased 22% from the first quarter of 2024Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compared to the first quarter of 2024Credit performance remained strong compared to a year ago with a stable net charge-off ratio of 8.6% and stable net revenue margin of 57%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31Share repurchases during the quarter totaled $63 million
Tue, 15.04.2025       Enova International

CHICAGO, April 15, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first quarter 2025 financial results will be released after the market close on Tuesday, April 29, 2025.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

Tue, 25.02.2025       Enova International

CHICAGO, Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth: 94% of small businesses anticipate significant or moderate growth in 2025, a 2% increase compared to Q3 2024.Top Challenges: 37% of small businesses cited inflation as a top concern, followed by 30% of respondents who identified cash flow as their primary challenge in the current economic environment.Access to Working Capital: More small businesses are turning to alternative lenders for their financing needs, as 76% of respondents bypassed applying for traditional bank loans, up from 62% in Q4 2023.
Tue, 04.02.2025       Enova International

Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% compared to the fourth quarter of 2023Net revenue margin of 57% in the fourth quarter of 2024, compared to 56% in the fourth quarter of 2023, was in line with our expectations and reflects continued strong credit performanceLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.3 billion at December 31
Tue, 21.01.2025       Enova International

CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

Thu, 19.12.2024       Enova International

Enova climbs in rankings as a result of a collaborative work culture, growth opportunities and top-tier benefits

CHICAGO, Dec. 19, 2024 /PRNewswire/ -- For the 12th consecutive year, Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, has been recognized as one of Foundry's Computerworld Best Places to Work in IT. Enova ranked 10th among midsize organizations.

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Tue, 26.11.2024       Enova International

CHICAGO, Nov. 26, 2024 /PRNewswire/ -- Small businesses remain optimistic about future growth heading into the holiday season, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth: Most small business owners (92%) continue feeling optimistic about future growth, expecting moderate to significant growth over the next six months.Family Ownership and Control: Many small business owners are eager to maintain control and build generational wealth, with 58% of family-owned businesses intending to pass their business on to family members.Payments: More than 62% of small businesses accepted alternative and real-time payment methods, with many small businesses accepting apps including Zelle, PayPal, Venmo, Apple Pay and Google Pay.Access to Credit: Small businesses are becoming less reliant on traditional banks for credit, increasingly prioritizing non-bank lenders to access capital —73% of small business owners reported bypassing traditional bank loans in favor of alternative lenders.
Tue, 22.10.2024       Enova International

Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023Diluted earnings per share of $1.57 increased 22% and adjusted earnings per share of $2.45 increased 63% compared to the third quarter of 2023Credit performance remained strong compared to a year ago with lower consolidated net charge-off and delinquency ratios, a stable net revenue margin and a higher fair value premium on the total company portfolioLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30
Tue, 08.10.2024       Enova International

CHICAGO, Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2024 financial results will be released after the market close on Tuesday, October 22, 2024.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

Thu, 26.09.2024       Enova International

CHICAGO, Sept. 26, 2024 /PRNewswire/ -- Small businesses are overwhelmingly optimistic about their future growth, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth. A large majority of small businesses remain optimistic about business growth opportunities over the next 12 months.Payments: The use of alternative and digital payment methods continues to grow, as 60.8% of businesses reported accepting alternative payment methods, up from 54.5% in Q1. This movement indicates an increasing level of interest from customers for more flexible and convenient payment options.Alternative Financing: Small businesses are becoming less reliant on traditional banks for capital – nearly 75% of small businesses reported bypassing a traditional bank loan and instead sought out alternative lenders as their primary funding option.
Mon, 12.08.2024       Enova International

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, today announced that its Board of Directors has authorized a new share repurchase program totaling $300 million that expires December 31, 2025. Enova's existing $300 million repurchase program that would have expired on December 31, 2024 will terminate and be replaced by this new program.

Mon, 12.08.2024       Enova International

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Today, Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, issued $500 million in aggregate principal amount of Senior Notes due 2029 (the "Notes"). The Notes were offered at a price of 100.000% of the principal amount and will bear interest at 9.125% per annum.

Mon, 12.08.2024       Enova International

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company") announced today the early tender results in connection with its previously announced cash tender offer (the "Tender Offer") for any and all of the outstanding U.S.$375,000,000 aggregate principal amount of its 8.500% Senior Notes due 2025 (the "Notes"). The Company also announced receipt of the requisite consents in connection with its previously announced consent solicitation (the "Consent Solicitation") from the holders of the Notes (the "Holders") for the adoption of Proposed Amendments (as defined below).

Tue, 23.07.2024       Enova International

Total revenue increased 26% from the second quarter of 2023 to $628 millionDiluted earnings per share and adjusted earnings per share increased 29% and 28% from the second quarter of 2023 to $1.93 and $2.21, respectivelyTotal company combined loans and finance receivables increased 25% from the end of second quarter of 2023 to a record $3.6 billion as total company originations were $1.4 billion for the quarterContinued solid credit performance and outlook with a second quarter net revenue margin of 59%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $891 million at June 30Repurchased approximately $62 million of common stock under the company's share repurchase program
Tue, 09.07.2024       Enova International

CHICAGO, July 9, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2024 financial results will be released after the market close on Tuesday, July 23, 2024.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

Thu, 23.05.2024       Enova International

CHICAGO, May 23, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunningham, Chief Financial Officer, will present via a fireside chat format at the TD Financial Services & Fintech Summit on Thursday, June 6, 2024 at 3:50 p.m. Central Time / 4:50 p.m. Eastern Time.

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