Mercury Insurance Offers Essential Tips to Help Families and Students Stay Protected as the New School Year Begins

LOS ANGELES, Aug. 8, 2025 /PRNewswire/ -- As students prepare to head to college this fall — often with a vehicle in tow — Mercury Insurance is offering expert tips to help families avoid costly surprises and make sure they're covered wherever the road leads.

"College is an exciting time, but it also comes with new responsibilities — especially when it comes to driving and parking," said Justin Yoshizawa, Director of State Product Management at Mercury Insurance. "We want to make sure students and parents alike are aware of the unique insurance considerations when a vehicle is being used on or around campus, and how they can stay protected while avoiding common mistakes."

Smart Steps From Mercury Insurance to Protect Your Property, Budget and Peace of Mind

LOS ANGELES, Aug. 1, 2025 /PRNewswire/ -- As extreme weather events become more costly across the country, Mercury Insurance is encouraging homeowners to take proactive steps to protect both their homes and their finances. From wildfires and hurricanes to winter storms and floods, these events can cause significant damage and unexpected expenses — but with a little planning, homeowners can reduce risk and avoid financial stress.

LOS ANGELES, July 29, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today for the second quarter of 2025:

Consolidated Highlights

Three Months Ended June 30,

Change

Six Months Ended June 30,

Change

2025

2024

$

%

2025

2024

$

%

(000's except per-share amounts and ratios)

Net premiums earned (2)

$  1,366,738

$  1,236,024

$   130,714

10.6

$  2,649,808

$  2,402,703

$   247,105

10.3

Net premiums written (1) (2) 

$  1,480,807

$  1,355,460

$   125,347

9.2

$  2,795,188

$  2,640,444

$   154,744

5.9

Net realized investment gains, net of tax (3)

$      18,549

$        2,290

$     16,259

710.0

$      36,973

$      32,461

$       4,512

13.9

Net income

$    166,472

$      62,568

$   103,904

166.1

$      58,145

$    136,030

$    (77,885)

(57.3)

Net income per diluted share

$          3.01

$          1.13

$         1.88

166.4

$          1.05

$          2.46

$        (1.41)

(57.3)

Operating income (1)

$    147,923

$      60,278

$     87,645

145.4

$      21,172

$    103,569

$    (82,397)

(79.6)

Operating income per diluted share (1)

$          2.67

$          1.09

$         1.58

145.0

$          0.38

$          1.87

$        (1.49)

(79.7)

Catastrophe losses net of reinsurance (4)

$      13,000

$    125,000

$  (112,000)

(89.6)

$    460,000

$    197,000

$   263,000

133.5

Combined ratio (5)

92.5 %

98.9 %

—

      (6.4)   pts

105.4 %

99.9 %

—

     5.5      pts

Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List

LOS ANGELES, July 29, 2025 /PRNewswire/ -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance (NYSE: MCY), a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure. This list was created with the goal of helping budget-conscious consumers find a vehicle that will help them maximize insurance savings.

Commissioner Lara's Sustainable Insurance Strategy paves way for science-based risk modeling that will build the foundation for a stronger insurance marketplace

LOS ANGELES, July 25, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY), a leading provider of property and casualty insurance, is preparing a homeowners insurance rate filing using the California Department of Insurance's (CDI) recently approved Verisk Wildfire Model. The move is a direct result of the ongoing implementation of Commissioner Lara's Sustainable Insurance Strategy, which the company believes will provide California homeowners with more insurance options and lead to a more resilient insurance marketplace. 

Mercury Insurance Provides a Checklist to Make Sure You're Prepared

LOS ANGELES, July 22, 2025 /PRNewswire/ -- We are approaching that time of year when college students head back to class. Whether you are a parent driving your student to school, or you are driving yourself, it is important to have your vehicle checked before setting off to campus.

With that in mind, Mercury Insurance offers a comprehensive checklist of items on your car or truck before setting off for the upcoming schoolyear.

"It is important to make necessary vehicle repairs prior to any major road trip," said Justin Yoshizawa, Product Management for Mercury Insurance. "Heading to college qualifies as such."

Insurance Provider Offers Guidance to Help Homeowners Avoid Costly Repairs During Hail Season

LOS ANGELES, July 17, 2025 /PRNewswire/ -- Mercury Insurance is helping homeowners prepare for hail season with simple, proactive tips to protect their homes and avoid costly repairs. As hailstorms grow more costly in many parts of the country, taking a few preventative steps can make a big difference in safeguarding your property and finances.

"Many homeowners don't realize how vulnerable their property can be until after a storm hits," said Steve Bennett, Sr. Director, Climate and Catastrophe Science. "Our goal is to empower Mercury policyholders with practical knowledge so they can take action before hail causes damage — not after. Preparation doesn't have to be expensive or complicated, and it can save you thousands of dollars down the line."

Holding on to Common Misconceptions Can Affect Your Rates

LOS ANGELES, July 15, 2025 /PRNewswire/ -- There are a slew of common misconceptions surrounding auto insurance that permeate online and via word of mouth. In order to make informed decisions about auto insurance, it's important for consumers to dig a little deeper and refrain from taking these claims at face value. 

"There's a lot of misinformation out there when it comes to auto insurance," said Justin Yoshizawa, Director Product Management State for Mercury Insurance. "We want to help consumers separate fact from fiction so they can make smart, informed decisions when shopping for coverage."

LOS ANGELES, July 8, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, July 29, 2025, the Company will issue an earnings press release reporting its results for the second quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers and direct-to-consumer sales in many states. For more information, visit the Company's website at http://www.mercuryinsurance.com.

 Simple Steps to Minimize Damage and Stay Safe During Hurricane Season

LOS ANGELES, July 8, 2025 /PRNewswire/ -- Hurricane season brings with it a mix of unpredictability and urgency — and while you can't stop a storm, you can absolutely prepare for one. Mercury Insurance is sharing practical, proactive steps homeowners can take to protect their property and loved ones before a hurricane makes landfall.

With decades of experience helping policyholders recover from major storms, Mercury understands that preparation is the key to prevention. From safeguarding your home, to understanding your insurance policy, taking action early can make all the difference when the winds pick up.

COMPANY RECOGNIZED FOR EXCEPTIONAL WORKPLACE CULTURE,FLEXIBILITY, AND SUPPORT FOR WORKING FAMILIES

LOS ANGELES, July 3, 2025 /PRNewswire/ -- Mercury Insurance has been named to Newsweek's 2025 lists of America's Greatest Workplaces for Parents & Families and America's Greatest Workplaces in Financial Services, earning national recognition for its commitment to employee well-being, flexibility, and workplace excellence.

The awards, presented by Newsweek and Plant-A Insights Group, are based on a large-scale independent survey of over 250,000 U.S. employees. Companies were evaluated across criteria, such as compensation, benefits, work-life balance, career development, and support for family life.

Simple steps to protect your home, family, and guests during Independence Day gatherings

LOS ANGELES, July 2, 2025 /PRNewswire/ -- Independence Day is one of the most anticipated holidays of the year—bringing people together for backyard barbecues, fireworks displays, and other time-honored traditions. But with celebration comes responsibility. July 4th is also one of the leading days for home fires and injury-related emergency room visits across the country.

That's why Mercury Insurance is encouraging families to take a proactive approach to safety this summer by following expert-recommended tips to reduce fire risks, prevent injuries, and protect their homes and loved ones.

Practical Tips Every Homeowner and Driver Can Use to Beat the Heat and Avoid Costly Damage

LOS ANGELES, June 26, 2025 /PRNewswire/ -- As temperatures rise across the country, intense summer heat waves can cause serious damage to both homes and vehicles — not to mention strain energy systems and budgets. Mercury Insurance is sharing essential guidance to help homeowners and drivers stay safe, reduce costs and protect what matters most during extreme heat.

With decades of experience insuring homes and vehicles in some of the hottest states, Mercury is committed to helping customers stay prepared and comfortable, no matter how high the thermometer climbs.

Floods, Earthquakes and Detached Structures Require Additional Coverage

LOS ANGELES, June 25, 2025 /PRNewswire/ -- While it's important to know what events are covered in your homeowners insurance policy, it's equally important to know what events are not covered. One of the biggest misunderstandings many policyholders have is the belief that, if their home is damaged or destroyed, their homeowners insurance policy will cover the cost of everything.

Understanding what your policy does — and does not — cover in advance of a peril can allow you to take the precautionary steps so you're not caught off guard following a home disaster.

Parents Can Help Save Lives During Dangerous Period Between Memorial Day and Labor Day

LOS ANGELES, June 19, 2025 /PRNewswire/ -- The period between Memorial Day and Labor Day is packed with summer festivities and outings, but it also holds the ominous distinction of being the "100 deadliest days of summer." That's because during this time, American teens are 20% more likely to be involved in a fatal car collision, according to the National Road Safety Foundation.

The good news is that there are a number of ways we can collectively make our roads safer during the bustling summer season — and parents of young drivers play a key role.

Precautions Range from Checking Tire Pressure to Packing an Emergency Kit

LOS ANGELES, June 17, 2025 /PRNewswire/ -- According to a recent survey from GasBuddy, 69% of Americans plan to take a road trip this summer, and of those, 40% say they expect to be on the road for more than five hours. If you're among the millions with travel plans, Mercury Insurance wants to help ensure that your vehicle is up for the task.

"Road tripping has long been a summer tradition for many families, but it's important to take a few precautions before heading out," said Kevin Quinn, Vice President of Auto Claims for Mercury Insurance. "Ensure that your vehicle is up to date on maintenance, and that all lights and signals are functional. Additionally, check that your tire pressure and tread wear are acceptable, and pack an emergency kit that includes essentials like jumper cables and basic tools to handle unexpected roadside issues." 

All Gift Ideas Are Available Through Amazon for Less Than $50

LOS ANGELES, June 11, 2025 /PRNewswire/ -- Father's Day is just around the corner, and many are still searching for a gift that shows Dad just how much he means to them.

To help take the guesswork out of gift shopping, Mercury Insurance has curated a list of thoughtful and practical DIY-friendly gifts — all available on Amazon for less than $50.

"These gifts are great for dads who enjoy tackling home projects or just love a good tool upgrade," said Justin Yoshizawa, Director, Product Management, State at Mercury Insurance. "They're budget-friendly and show that you put thought into something he'll actually use."

Steve Bennett Will Lead a Team of Experts Focusing on How Risk Mitigation Can Positively Influence Property and Casualty Insurance in Areas Prone to Catastrophic Events

LOS ANGELES, June 10, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY), a leading provider of property and casualty insurance, has appointed Steve Bennett as its Senior Director of Climate and Catastrophe Science. In this new position, Bennett will build and lead a team dedicated to helping identify ways Mercury and its policyholders can work together to better prepare for — and be more resilient — in the face of increasingly severe climate-driven weather events.

 Company Highlights Tools, Tips and Coverage Guidance to Support Homeowners Nationwide

LOS ANGELES, June 4, 2025 /PRNewswire/ -- In recognition of National Homeownership Month, Mercury Insurance is reaffirming its commitment to helping homeowners safeguard their most valuable investment — their homes.

For more than 60 years, Mercury has provided millions of homeowners across the United States with affordable coverage and trusted advice. This June, the company is expanding its outreach through seasonal safety tips, digital tools, and educational resources available to policyholders at the company's website and through the Mercury blog.

Thousands of California Homeowners Are Underinsured

LOS ANGELES, May 29, 2025 /PRNewswire/ -- The devastation caused by January's Pacific Palisades and Altadena wildfires served as powerful reminders of how crucial it is for homeowners to have adequate insurance coverage. In addition to the emotional toll of losing a home, the financial burden can be overwhelming — particularly for those who discover their coverage falls short.

According to a recent report in the San Francisco Chronicle, a significant number of California policyholders are underinsured, meaning that they may not receive sufficient funds to rebuild a home comparable to the one they lost.