Mercury Insurance Offers Essential Tips to Help Families and Students Stay Protected as the New School Year Begins

LOS ANGELES, Aug. 8, 2025 /PRNewswire/ -- As students prepare to head to college this fall — often with a vehicle in tow — Mercury Insurance is offering expert tips to help families avoid costly surprises and make sure they're covered wherever the road leads.

"College is an exciting time, but it also comes with new responsibilities — especially when it comes to driving and parking," said Justin Yoshizawa, Director of State Product Management at Mercury Insurance. "We want to make sure students and parents alike are aware of the unique insurance considerations when a vehicle is being used on or around campus, and how they can stay protected while avoiding common mistakes."

Smart Steps From Mercury Insurance to Protect Your Property, Budget and Peace of Mind

LOS ANGELES, Aug. 1, 2025 /PRNewswire/ -- As extreme weather events become more costly across the country, Mercury Insurance is encouraging homeowners to take proactive steps to protect both their homes and their finances. From wildfires and hurricanes to winter storms and floods, these events can cause significant damage and unexpected expenses — but with a little planning, homeowners can reduce risk and avoid financial stress.

LOS ANGELES, July 29, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today for the second quarter of 2025:

Consolidated Highlights

Three Months Ended June 30,

Change

Six Months Ended June 30,

Change

2025

2024

$

%

2025

2024

$

%

(000's except per-share amounts and ratios)

Net premiums earned (2)

$  1,366,738

$  1,236,024

$   130,714

10.6

$  2,649,808

$  2,402,703

$   247,105

10.3

Net premiums written (1) (2) 

$  1,480,807

$  1,355,460

$   125,347

9.2

$  2,795,188

$  2,640,444

$   154,744

5.9

Net realized investment gains, net of tax (3)

$      18,549

$        2,290

$     16,259

710.0

$      36,973

$      32,461

$       4,512

13.9

Net income

$    166,472

$      62,568

$   103,904

166.1

$      58,145

$    136,030

$    (77,885)

(57.3)

Net income per diluted share

$          3.01

$          1.13

$         1.88

166.4

$          1.05

$          2.46

$        (1.41)

(57.3)

Operating income (1)

$    147,923

$      60,278

$     87,645

145.4

$      21,172

$    103,569

$    (82,397)

(79.6)

Operating income per diluted share (1)

$          2.67

$          1.09

$         1.58

145.0

$          0.38

$          1.87

$        (1.49)

(79.7)

Catastrophe losses net of reinsurance (4)

$      13,000

$    125,000

$  (112,000)

(89.6)

$    460,000

$    197,000

$   263,000

133.5

Combined ratio (5)

92.5 %

98.9 %

—

      (6.4)   pts

105.4 %

99.9 %

—

     5.5      pts

Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List

LOS ANGELES, July 29, 2025 /PRNewswire/ -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance (NYSE: MCY), a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure. This list was created with the goal of helping budget-conscious consumers find a vehicle that will help them maximize insurance savings.

Commissioner Lara's Sustainable Insurance Strategy paves way for science-based risk modeling that will build the foundation for a stronger insurance marketplace

LOS ANGELES, July 25, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY), a leading provider of property and casualty insurance, is preparing a homeowners insurance rate filing using the California Department of Insurance's (CDI) recently approved Verisk Wildfire Model. The move is a direct result of the ongoing implementation of Commissioner Lara's Sustainable Insurance Strategy, which the company believes will provide California homeowners with more insurance options and lead to a more resilient insurance marketplace. 

Mercury Insurance Provides a Checklist to Make Sure You're Prepared

LOS ANGELES, July 22, 2025 /PRNewswire/ -- We are approaching that time of year when college students head back to class. Whether you are a parent driving your student to school, or you are driving yourself, it is important to have your vehicle checked before setting off to campus.

With that in mind, Mercury Insurance offers a comprehensive checklist of items on your car or truck before setting off for the upcoming schoolyear.

"It is important to make necessary vehicle repairs prior to any major road trip," said Justin Yoshizawa, Product Management for Mercury Insurance. "Heading to college qualifies as such."

Insurance Provider Offers Guidance to Help Homeowners Avoid Costly Repairs During Hail Season

LOS ANGELES, July 17, 2025 /PRNewswire/ -- Mercury Insurance is helping homeowners prepare for hail season with simple, proactive tips to protect their homes and avoid costly repairs. As hailstorms grow more costly in many parts of the country, taking a few preventative steps can make a big difference in safeguarding your property and finances.

"Many homeowners don't realize how vulnerable their property can be until after a storm hits," said Steve Bennett, Sr. Director, Climate and Catastrophe Science. "Our goal is to empower Mercury policyholders with practical knowledge so they can take action before hail causes damage — not after. Preparation doesn't have to be expensive or complicated, and it can save you thousands of dollars down the line."

Holding on to Common Misconceptions Can Affect Your Rates

LOS ANGELES, July 15, 2025 /PRNewswire/ -- There are a slew of common misconceptions surrounding auto insurance that permeate online and via word of mouth. In order to make informed decisions about auto insurance, it's important for consumers to dig a little deeper and refrain from taking these claims at face value. 

"There's a lot of misinformation out there when it comes to auto insurance," said Justin Yoshizawa, Director Product Management State for Mercury Insurance. "We want to help consumers separate fact from fiction so they can make smart, informed decisions when shopping for coverage."

LOS ANGELES, July 8, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, July 29, 2025, the Company will issue an earnings press release reporting its results for the second quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers and direct-to-consumer sales in many states. For more information, visit the Company's website at http://www.mercuryinsurance.com.

 Simple Steps to Minimize Damage and Stay Safe During Hurricane Season

LOS ANGELES, July 8, 2025 /PRNewswire/ -- Hurricane season brings with it a mix of unpredictability and urgency — and while you can't stop a storm, you can absolutely prepare for one. Mercury Insurance is sharing practical, proactive steps homeowners can take to protect their property and loved ones before a hurricane makes landfall.

With decades of experience helping policyholders recover from major storms, Mercury understands that preparation is the key to prevention. From safeguarding your home, to understanding your insurance policy, taking action early can make all the difference when the winds pick up.